Ryan is divorced but has recently become engaged to Nellie.
Ryan has three sons aged 17, 15 and 9 from his previous marriage. Nellie has a daughter aged 16 from a previous relationship.
Ryan and Nellie recently purchased a property together. They do not have a Will in place but it is something they have discussed for a while prior to becoming engaged.
Both Ryan and Nellie wish for their share of the property to be left to their respective children in the event of their death. However, it was established during our fact find that they would not be able to achieve this based on the ownership of their property. The problem is that in the event one of them dies, the property would pass to the survivor and thus there is a threat of disinheriting the children of the deceased should the survivor update the Will or remarry.
We were able to remedy this situation by changing the ownership of the property and include the specific clauses in the Will to offer the reassurance required to all parties.