John and Jill have three adult children; Leo, Joey and Charlie.
Leo is recently separated and is starting the divorce process. He is living in rented accommodation and is planning to purchase a property again once the divorce is finalised.
Charlie is severely disabled and lives in full-time care overseen by the social services.
John and Jill are aware that should they die without a Will then their assets will pass to their children in equal shares.
However, this will leave their vulnerable children in a situation whereby Charlie will not only lose his access to means tested benefits but the lawyers handling the divorce for Leo could take his inheritance into consideration as part of the divorce settlement.
We advised that a Bloodline Planning Trust to ensure that the assets were protected would be the best solution for all parties.